There’s no specific age or level of wealth required to start working with a financial advisor. Financial planning can be valuable at any stage of life, particularly when you’re facing a significant financial decision or change.

You may benefit from working with a financial advisor when you’re building wealth, changing careers, receiving an inheritance, starting or selling a business, preparing for retirement, or navigating other major life events.

Professional financial advice can also be helpful when you simply want a better understanding of how your income, savings, investments, taxes, insurance, retirement, and estate planning work together. Rather than focusing on a single financial decision, a comprehensive financial plan considers your broader goals and circumstances.